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I like the mortgage wall best, but the firing range idea looks like the most fun. In terms of celebrating paying off a mortgage (early or at all) I think about what to do with the extra cashflow. I’d be dull though with putting it towards investments or other debt if I still had some.

The West Coast is even worse: You’d have to save for 40 years in San Francisco or 43 in Los Angeles. Your retirement party.

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My sister is studying at the minute, so I send her money as she doesn’t work and is living out of home. I guess I spend my.